Legal Documents

Joya99's Terms & Conditions — The Foundation of Transparency & Trust

This page clearly outlines all terms, policies, and rules governing the use of the joya99 platform. Please read it in full before registering.

Last Updated: January 2026
Fully in English
10-minute read

Summary

Acceptance of these terms is mandatory upon registration
Use by persons under 18 is strictly prohibited
Data Secured & Encrypted
Fair Withdrawal Policy
Responsible Gaming Supported
Licensed under an international license
Account

Registration & Eligibility Requirements

Payment

Deposit & Withdrawal Terms

Bonus

Bonus & Voucher Terms

Gaming

Game Usage Policy

Privacy

Data Collection & Protection Policy

Responsibility

Responsible Gaming Policy

1General Terms & Introduction

These Terms and Conditions ("Terms") Joya99 Gaming Limited ("Company", "we", "us") operated by joya99.ws applicable to use of the website and its associated mobile application ("Platform").

By accessing or using our platform, you confirm that you have read, understood, and agreed to be fully bound by these Terms & Conditions. If you do not agree with any part of these terms, please Joya99refrain from using -'s services.

Important: These terms and conditions constitute a legally binding agreement. By completing registration or using the platform, you automatically become bound by this agreement.

Joya99 is licensed by an international gaming commission and operates in full compliance with international regulations. Our platform runs with complete security and transparency.

2Account Registration & Eligibility

2.1 Age Requirement

To open an account and use the services at Joya99, you must be at least 18 years of age is required. Opening or using an account by anyone under 18 is strictly prohibited. The company reserves the right to verify age at any time.

2.2 One Account Policy

Each individual may only One create an account. If any individual is found to hold multiple accounts, all accounts will be closed and accumulated funds may be forfeited.

2.3 Providing Accurate Information

You are required to provide accurate and up-to-date information at the time of registration. Providing false information constitutes a breach of these Terms & Conditions and may result in account termination.

2.4 KYC Verification

For withdrawals or large transactions Joya99 KYC (Know Your Customer) verification may be required. The following documents may be needed:

  • National ID (NID) or Passport
  • Proof of residence (utility bill or bank statement)
  • Payment method verification

2.5 Account Security

You are solely responsible for keeping your account password and login credentials confidential. Allowing any third party to access your account is strictly prohibited.

3Payment Policy

3.1 Deposit Rules

The following payment methods are accepted for deposits at Joya99:

Payment Methods Minimum Deposit Maximum Deposit Processing Time
Mobile Pay৳200৳50,000Instant
Nagad৳200৳50,000Instant
Rocket৳200৳30,000Instant
Bank Transfer৳5,000Unlimited1–2 hours
USDT (TRC-20)$10Unlimited1–3 confirmations

3.2 Withdrawal Rules

The following conditions must be met to complete a withdrawal:

  • KYC verification must be completed on the account
  • It is recommended that your deposit and withdrawal methods be the same
  • Withdrawals from bonus balance are only available once wagering requirements have been met
  • Minimum withdrawal amount: ৳500

3.3 Currency & Conversion

Joya99's primary currency is Bangladeshi Taka (BDT). Cryptocurrency transactions are converted at the current market rate. joya99 is Joya99 not liable.

Please Note: Payments from third-party accounts are not accepted. Please use a payment method registered in your own name.

4Bonus & Voucher Policy

4.1 General Bonus Terms

All bonuses, promo codes, and vouchers on joya99 are subject to the general terms below. Specific terms for each bonus are listed separately.

4.2 Wagering Requirement

Wagering requirements must be met before a bonus can be withdrawn. The wagering requirement means you must place bets equal to the bonus amount multiplied by a specified number. Example: ৳1,000 bonus × 5x = ৳5,000 in bets required.

  • Welcome Bonus: 5x Wagering Requirement
  • Reload Bonus: 3x wagering requirement
  • Cashback Bonus: 1x wagering requirement
  • Free Spin winnings: 3x wagering requirement

4.3 Bonus Validity

Every bonus has a fixed validity period. Once it expires, the bonus is automatically cancelled. If the wagering conditions are not met before expiry, the bonus balance will be forfeited.

4.4 Bonus Abuse

Joya99 has the technical capability to detect any attempt to abuse bonuses. The following activities will be considered bonus abuse:

  • Creating multiple accounts to claim bonuses
  • Manipulating the bonus system
  • Coordinated group bonus abuse
  • Minimum-risk betting strategies to meet bonus requirements

Warning: If bonus abuse is identified, the relevant bonus will be voided and the account suspended.

5Gaming Rules

5.1 Fair Play Guarantee

All Joya99 Games Certified Random Number Generator (RNG) powered technology. Our game providers are regularly audited by internationally accredited independent testing agencies.

5.2 Software Usage Terms

The following activities are strictly prohibited on the joya99 platform:

  • Use of bots or automated software
  • Attempting to hack or manipulate game code or algorithms
  • Accessing from restricted regions via VPN or proxy
  • Cyberattacks against the platform

5.3 Sports Betting Terms

Certain specific rules apply to Sports Betting. Bets will be refunded if a match is cancelled. In live betting, if a bet is voided due to server delay or technical issues, the staked amount will be returned.

5.4 Odds Changes

Joya99 reserves the right to change odds at any time. If odds change after a bet has been confirmed, the odds at the time of confirmation will remain in effect.

6Prohibited Activities

The following activities are strictly prohibited on the joya99 platform and subject to penalty:

Money Laundering: Using the platform for money laundering is strictly prohibited and will be subject to legal action.

Fraud: Providing a false identity, fraudulent payment details, or false information will result in immediate account termination.

Collusion: Colluding secretly with other players in poker or other games to create an unfair disadvantage for opponents.

Account Sharing: Sharing your account with others or using someone else's account is strictly prohibited.

If evidence of any of the above prohibited activities is found Joya99 reserves the right to close any account without notice and forfeit all balances. Law enforcement authorities will be notified where necessary.

7Data Protection & Privacy

7.1 Data Collection

Joya99 collects the following information from you:

  • Registration details (name, email, mobile number)
  • Payment Transaction Records
  • Gaming History & Statistics
  • Device & IP address information

7.2 Use of Information

Collected information is used solely for the following purposes: account management, fraud prevention, fulfillment of legal obligations, and service improvement. Your data is never sold to third parties.

7.3 Data Protection

All your personal and financial information is protected by 256-bit SSL encryption. To learn more, visit our Privacy Policy read.

8Responsible Gaming

Joya99 firmly believes that gaming is for entertainment, not harm. The well-being of every member is our highest priority.

8.1 Protective Tools

The following Responsible Gaming tools are available on joya99:

  • Deposit Limit: Set daily, weekly, or monthly deposit limits
  • Betting Limit: Set a maximum amount you are willing to bet within a given time period
  • Self-Exclusion: Temporarily suspend your account for a set period
  • Cooling-Off Period: Take a break anywhere from 24 hours to 6 months
  • Reality Check: Regular time and spending reminders

8.2 Help Center

If you're struggling with a gaming addiction, visit our Responsible Gaming section for assistance, or reach out directly to our support team.

9Account Suspension & Termination

9.1 Company Rights

Joya99 Joya99 reserves the right to suspend or terminate any account without prior notice under the following circumstances:

  • Upon evidence of a Terms & Conditions violation,
  • If Fraud or Deception Is Suspected
  • Under direction of legal authorities
  • Unusual activity detected on the account
  • If your account has been inactive for an extended period

9.2 User Rights

You may close your account at any time. Any remaining balance should be withdrawn before closing the account.

10Limitation of Liability

Joya99 is not liable for the following:

  • Losses due to internet connection disruption
  • Delays caused by third-party payment providers
  • Account losses resulting from the user's own negligence
  • Any claims related to game outcomes
  • Losses caused by device or software issues

Our maximum liability is limited in all circumstances — please contact our support team for details.

11Terms Update Policy

Joya99 reserves the right to update these terms and conditions at any time. Members will be notified of any significant changes via email or platform notification.

Continued use of the platform after any changes will be considered acceptance of the updated terms. We recommend visiting this page regularly.

12Contact & Dispute Resolution

12.1 Contact Us

For any questions or concerns regarding these Terms & Conditions, please contact us:

  • Email: support@joya99.ws
  • Live Chat: Via the platform's chat section (24/7)

12.2 Dispute Resolution

Any disputes will first be addressed through Joya99's customer support team. If unresolved, the matter will proceed through international arbitration.

Privacy Policy: To learn more about our data protection policy Privacy Policy Visit the page. To learn about Responsible Gaming, Responsible Gaming page.

Our Commitment

The values joya99 upholds

Beyond our terms and conditions, we are committed to a number of core principles.

Full Transparency
No Hidden Terms

All of joya99's terms, fees, and bonus rules are written clearly in plain language. No hidden conditions, no surprises — what you see is what you get.

Terms in Bangla Clear Rules
Maximum Security
Bank-Grade Security

Your personal data and funds are secured with 256-bit SSL encryption. Our KYC process protects your account against fraud.

SSL Secured KYC Verification
Fair Gaming
Certified RNG Technology

All games on Joya99 are powered by RNG technology verified by independent auditing bodies. Every outcome is completely random and impartial.

RNG Certified Independent Audit
Fast Withdrawals
Payment processed in 5–15 minutes

Regular members receive their winnings within 15 minutes. VIP members enjoy even faster processing. No unnecessary delays.

Instant Mobile Pay/Nagad
Responsible Gaming
Your well-being is our responsibility

Deposit limits, self-exclusion, and reality checks — all available free of charge on joya99. Your choice, our support.

Self-Exclusion Limit Controls
24/7 Bengali Support
Always Here for You

Our Bengali-speaking support team is available 24/7 to help you understand the terms or resolve any issues. Average response time: 2 minutes.

Live Chat Response within 2 minutes
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18+ | Play Responsibly

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